Credit Cards


VISA® Classic

Tired of paying that high interest rate and annual fee on credit cards? Try the JMAFCU VISA® Classic which is accepted worldwide and has no annual fee. Unlike other merchants we do not break you on fees, there is no over limit fee, and late fee is only $25. We also have a 25-day grace period.

We have a friendly staff ready to meet your needs: call 800-581-2256 or apply now!

VISA®Credit Card Disclosure

visa classic

The Gold Standard

visa gold

The current JMAFCU VISA® Gold Card rate is is 5.50% + Prime*. For members who have excellent credit, the VISA® Gold offers many great benefits:

  • No Annual Fee
  • 25 Grace Days
  • No Over-the-Limit fee
  • Travel Accident Insurance
  • Warranty Manager Service
  • Auto Rental Collision Damage Waiver Program
  • Travel & Emergency Assistance Service

All these benefits and a great low rate! If you don't have a VISA® Gold card, now is the time to get one. See your Member Service Representative: 800-581-2256 or apply now!.

VISA®Credit Card Disclosure


Platinum Visa®

For members with stellar credit, the JMAFCU Platinum VISA®offers the same perks as the VISA® Gold plus a lot more. The JMAFCU Visa Platinum rate is 1.75% + Prime*. The Visa Platinum gives you more credit card clout plus a higher minimum limit that provides you with more spending power. For those that deserve the very best, VISA® Platinum is for you.

*The Prime rate used to determine your APR is the rate published in the "Money Rates" table of The Wall Street Journal to reflect the first day of each quarter (January, April, July, October) of each year. The Annual Percentage Rate will never be greater than 17.50%.

Contact your local JMAFCU branch or Apply Now! or call 800-581-2256

VISA®Credit card Disclosure

visa platinum