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JM Associates Federal Credit Union Jacksonville Florida mobile alabama, , Credit Union, Mortgage Loans, Home Loans, Home Equity, Car Auto Loans, Refinance, Savings

About Us

Branch Locations / Hours

Questions? Email Us: *Note: Do not include any sensitive information.

JM Associates Federal Credit Union
Routing Number 263089800
Visa Credit Card & CheckCard Lost Stolen Customer Service Center 800-528-2273

Main Office:
9987 Pritchard Road
Jacksonville, Florida 32219
800-581-2256 or 904-378-4588.
Open 8:30 a.m. – 4:30 p.m. EST
Monday – Friday
Deerfield Beach Branch:
111 Jim Moran Boulevard
Deerfield Beach, Florida 33442
Open 9:00 a.m. – 4:30 p.m. EST
Monday – Friday
Mobile Branch:
6150 Omni Park Drive
Mobile, Alabama 36609
Open 7:30 a.m. – 4:00 p.m. CST Monday – Friday
Supervisory Committee Chairman:
Vicki McComb
Southeast Toyota Port Processing
Restricted Access
1751 Talleyrand Avenue
Jacksonville, FL 32206
Open 8:00 a.m. - 4:30 p.m. EST
Monday / Wednesday / Friday
Southeast Toyota Westlake Facility
Restricted Access
9985 Pritchard Road
Jacksonville, FL 32219
Open 8:00 a.m. - 4:30 p.m. EST
Tuesday / Thursday,
St. Louis:
3120 Rider Trail South
Earth City, MO 63045
Open 8:30 a.m. - 4:30 p.m. CST Monday - Friday

Annual Report

2016 Annual Meeting

Schedule of Fees

Services Fee
Membership Fee $5.00
After 3rd withdrawal within a month (per withdrawal) $5.00
After 3rd Transfer within a month (per Transfer) $5.00
Super Savings
After 3rd withdrawal within a month (per withdrawal) $5.00
After 3rd transfer within a month (per transfer) $5.00
Christmas Club premature withdrawal $5.00
Stow-Away After 1 withdrawal per month (per withdrawal) $5.00
Checking Accounts
Monthly maintenance None
Per check charge None
Check orders Market Price
Insufficient/uncollected funds (checks, ACHs, ATMs) $25.00
Overdrawn fee (per item) $25.00
Returned deposit item fee $20.00
Stop Payment - one $20.00
Stop Payment - series $20.00
ACH Stop Payment fee $20.00
Check copies $2.00
After 6 withdrawals within a month (per withdrawal) $1.00
After 10 point of sales within a month (per POS) $0.25
CheckCard replacement fee $5.00
Non-member ATM surcharge $2.00
Visa/ATM international Transaction fee 1.00%
Account History $5.00
Account research (per hour, 1 hour minimum) $10.00
Statement Copy $5.00
Wire transfer fee - domestic $15.00
Dormant account fee under $100 Annually $20.00
Bad address fee (monthly) $10.00
SAFE BP (monthly fee waved with JMAFCU credit card) $3.00
SAFE BP items(over 10 per month per item) $0.35
Credit Union check (2 free per month) $5.00
Overnight mail $15.00 min. or market price
Overnight mail (Sat. Delivery) $20.00 min.or market price
Copy of credit union check $5.00
Stop payment of credit union check $15.00
Overdraft to any account other than primary savings $5.00
Legal processing fee $20.00
Non-member counter check $5.00
Rolled coin exchange 5.00%
Foreign currency/check transaction fee $15.00
Visa® Classic/Gold/Platinum
Late charge $25.00
Replacement card fee $15.00
Express card delivery fee $45.00
Stop payment fee $20.00
Visa® International Transaction Fee 1.00%
Late charge after 15 days - 5% of payment amount (minimum) $25.00

All Fees Subject to Change Without Notice

Board of Directors

Position Name
Chairman Larry Jaffe
Vice Chairman Art Mirandi
Treasurer Marty Osborne
Secretary Jerry Cook
Sergeant at Arms Andrew Mobayed
Director Cindy Grieco
Director Ralph O’Day
Director Maryann Siler
Director Carolyn Weeden
Associate Director Jeanie Butter


What is JM?

The sponsor company for JM Associates Federal Credit Union is JM Family Enterprises, Inc.

What’s a Credit Union?

A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

Who owns a credit union?

Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.

What is the difference between an ATM card and a Debit/CheckCard?

An ATM card is only accessible by using a PIN. A Debit/CheckCard is accessible by entering a PIN or by using your signature.

How can I make a deposit to my JMAFCU account without coming into a credit union branch?

JMAFCU can accept deposits via Automatic Clearing House(ACH) and by mail. You can also make deposits via ATM by searching the ATM locator for a depository ATM in your area. 

How do I order checks for my JMAFCU account?

Call your credit union representative. If you wish to re-order checks and your address information is still the same, you can order online from the JMAFCU website ( Go to "eServices" then click the "Check Reorder" tab.

Does JMAFCU offer credit cards?

Yes, JMAFCU offers Visa Classic, Visa Gold and Visa Platinum accounts and we offer competitive rates and convenient payment plans.


Why was my Savings account charged an excessive withdrawal fee?

To avoid this fee, limit your withdrawals and transfers to 3 withdrawals and/or 3 transfers within a month. If you exceed 3 withdrawals or transfers, your savings account is assessed a $5.00 fee per transaction that exceeds 3. Another way to avoid this fee is to open a checking account. JMAFCU does not have a minimum balance requirement and there is no monthly maintenance fee. Why not open a checking account today?